The ABO Insurance Scheme

The ABO Insurance Scheme

The ABO Insurance Scheme offers preferential rates and 10% “no claims rebate” on La Playa's Performing Arts Portfolio, a specialist policy for orchestras. Insurance can be obtained from as little as £530 including insurance premium tax.

The Association of British Orchestras has teamed up with specialist insurance broker La Playa to help protect orchestras from spiralling insurance premiums, inadequate cover and expensive duplications from maintaining multiple nonspecialist policies.

ABO Insurance Scheme benefits:

  • Preferential rates for ABO members
  • 10% “no claims rebate” on Performing Arts Portfolio
  • Comprehensive cover, tailor-made for orchestras
  • A broker who understands your organisation
  • Expert professional advice
  • First class service & claims handling

The performing arts, by nature, involve some major implications for insurance, and many non-specialist insurers have fixed (and inaccurate) ideas about the industry. Often they charge high premiums to protect themselves against the perceived high costs of cancellation, temperamental artists, unsociable hours and “high-risk” activities.

Performing Arts Portfolio is exclusively available through La Playa, and is underwritten by global giant Chubb Insurance. The Portfolio has been designed by a broker who understands orchestras and can negotiate realistic terms with insurers. It helps avoid expensive duplications by covering multiple risks under a single policy, including:

  • Property: computers, sheet music, office and music equipment, stock and musical instruments
  • Business Interruption: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure, prevention of access to venue, failure of safety curtain, sound & lighting, seating)
  • Public, Product & Employers' Liabilities: covers compensation payments arising from damage to third party property or personal injury (audiences, freelancers, volunteers, merchandise, venues)
  • Money: box office income, per diems, programme/merchandise cash
  • Annual Travel/Touring: trip cancellation, medical expenses, passport replacement, loss of baggage

We can also arrange:

  • Cancellation Insurance: cover against financial loss as a result of cancellation, abandonment, postponement or re-scheduling of an event
  • Trustee Liability/Directors' & Officers' Liability: protection for alleged mismanagement of the organisation
  • Professional Liabilities: helping to defend you against allegations of libel, slander, infringement of copyright, breach of confidentiality

"La Playa has an excellent understanding of the orchestral business and operates as a business partner, not just an insurance service. I wouldn't hesitate to recommend them, a great team"  Britten Sinfonia

Public And Products Liability Violin Mime

“La Playa has an excellent understanding of the orchestral business and operates as a business partner, not just an insurance service. I wouldn't hesitate to recommend them, a great team.”

Britten Sinfonia


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You can call us to talk more about your business on +1 646 665 7737

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About La Playa Arts & Entertainment

Specialist & Independent

Specialist & Independent

The arts present a very specific set of risk exposures – and now your digital and online risks can expose you globally. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization.

Our policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk. The show must always go on - insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast.

At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective!

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for entertainment and the arts
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across US and UK


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