Gardens Insurance

Gardens Insurance

Statuary, antique urns, valuable plants, ride-on Mowers, barn contents and antique garden furniture.

How much loving care (and financial investment) goes into your garden every year? What if you came home to find it stripped of valuable plants, ornaments and machinery?

Gardening fever seems to have hit even the criminal underworld! Following the recent wave of television programs on gardening and makeovers, homeowners are furnishing their outdoor plots with valuable antique statues, water features, urns. All these treasures add style and investment value, but make your peaceful haven vulnerable to theft and damage.

Alarming statistics are filtering through about theft from gardens, and it's not limited to grounds of public mansions; it's private homes too. Initially the thefts were focused on garden statuary, urns and ornamental gates. Now, however, thieves are more audacious:

  • STOLEN - garden benches, tubs and paving
  • STOLEN - potted bay trees and ornamental box, and now fish ponds and coy carp
  • STOLEN - entire avenues of trees
  • STOLEN - entire garden sheds and their contents

There has even been a spate of thefts of entire gardens - every plant stripped away!

Read our advice on Garden Security.

One recent case involved antique urns: “The house looked strange - there was something missing. It took a few moments to realize that the large pair of Victorian urns, overflowing with beautiful blooms, that only yesterday had flanked the pillars of the porchway, were there no more”. When this homeowner tried to make an insurance claim, he ran into major problems when they insisted he obtain a professional valuation and would only settle in full if he produced an invoice and replaced the items.

It seems nothing is sacred any longer - so it's vital to ensure that outside effects are properly insured.

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“All I can say is that I am taken aback with the speed and efficiency of both La Playa and AIG. The last thing one needs after an unfortunate incident is a "hassle" and aggravation with the insurance aspect. A VERY BIG THANK YOU”

David G, Private Client


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About La Playa Private Client

Specialist & Independent

Specialist & Independent

La Playa Private Client creates a safe space for you to live life to the full, enjoying your family, friends, and assets wherever you are in the world - without worry or hassle.

We can make sense of all your insurance needs - property, yachts and superyachts, high-performance and classic cars, private jets, art, wine and jewelry collections – and your liabilities too. We can pull multiple assets together on a single “portfolio” policy – or if you prefer, take care of each item separately. 

Amid the impersonal and automated world of large insurance corporations, La Playa provides a refreshingly boutique-style service, with individual advice, and cover based on in-depth understanding of your specific situation. After a detailed and confidential review of your needs and priorities, we’ll structure your insurance arrangements so you know you and your family are protected, come what may.  

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…from an expert who understands you

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability: offices in New York & London
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