Statuary, antique urns, valuable plants, ride-on Mowers, barn contents and antique garden furniture.
How much loving care (and financial investment) goes into your garden every year? What if you came home to find it stripped of valuable plants, ornaments and machinery?
Gardening fever seems to have hit even the criminal underworld! Following the recent wave of television programs on gardening and makeovers, homeowners are furnishing their outdoor plots with valuable antique statues, water features, urns. All these treasures add style and investment value, but make your peaceful haven vulnerable to theft and damage.
Alarming statistics are filtering through about theft from gardens, and it's not limited to grounds of public mansions; it's private homes too. Initially the thefts were focused on garden statuary, urns and ornamental gates. Now, however, thieves are more audacious:
There has even been a spate of thefts of entire gardens - every plant stripped away!
Read our advice on Garden Security.
One recent case involved antique urns: “The house looked strange - there was something missing. It took a few moments to realize that the large pair of Victorian urns, overflowing with beautiful blooms, that only yesterday had flanked the pillars of the porchway, were there no more”. When this homeowner tried to make an insurance claim, he ran into major problems when they insisted he obtain a professional valuation and would only settle in full if he produced an invoice and replaced the items.
It seems nothing is sacred any longer - so it's vital to ensure that outside effects are properly insured.
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Kate M, Private Client
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La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.
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