Private Client Insurance

Welcome to La Playa Private Client. We can take care of all your personal insurance on a worldwide basis.

We're the antidote to impersonal, automated insurance. We'll give you personal, boutique-style service and a dedicated broker to help you right through from registration to renewals and claims.

We can advise on the best policies available and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind.

Our cover can include your homes (period, listed and modern buildings), vehicles, yachts, motorboats, aviation, wine collections, antiques, jewellery and fine art. We also offer exclusive portfolio policies, meaning you can insure homes, cars, boats/yachts and valuables on a single policy - saving time and streamlining costs.

As an independent broker we have access to excellent terms with high net worth insurers including AIG, Chubb, Hiscox, Sterling and Oak Underwriting. We also see insurance as integral to your financial planning - and our in-house financial advice team brings a 'joined-up' approach with financial protection, planning and investment advice.

Why use a broker?

As a specialist broker, we believe we really earn our commission. Unlike the automated “computer says no” approach of some vast corporations, we give you real time from a real person with real expertise – which yields tangible benefits. Paying for an insurance policy that doesn’t live up to its promises is just money down the drain.

• Time saving: you can spend hours online searching for insurance – but often you’re comparing apples with oranges.  Wouldn’t you rather talk to someone who understands your needs and can take the stress out of buying insurance?  Using La Playa to seek out the most appropriate policy for you can save lots of time.  We’ll also help you connect with advice on security, fire safety, valuations, surveyors, reinstatement value and art/antiques/jewellery collections.
• Expert advice: by helping you manage your risks better, we can often secure better premium rates.  We can also advise on the sums you need to insure – a good broker should have a sound knowledge of changing trends and values in the art and antiques market, for example.  As well as making sure you have comprehensive cover, individual advice could help reduce your premium – for example, if gold prices drop, you shouldn’t pay as much to insure your gold jewellery.  Conversely, if your period property is insured for its market value, this may not be enough to cover the cost of specialist craftsmen and authentic materials you’d need to reinstate it after a loss.
• Knowledge of the market: we scrutinise home insurance policies every day, checking for small-print exclusions that could cause a problem and penny-pinching shortcuts that some policies carry.  We know which policies really hold water and know those insurers who can really deliver on the service they promise.
• Understanding your needs: we’ll take time to talk through your lifestyle and priorities – for example, if you only wear 30% of your jewellery collection, why pay to insure 100% being out of the safe?