Private Client Insurance

Private Client Insurance

Welcome to La Playa Private Client. We can take care of all your personal insurance on a worldwide basis.

We're the antidote to impersonal, automated insurance. We'll give you personal, boutique-style service and a dedicated broker to help you right through from registration to renewals and claims.

We can advise on the best policies available and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind.

Our cover can include your homes (period, listed and modern buildings), vehicles, yachts, motorboats, aviation, wine collections, antiques, jewellery and fine art. We also offer exclusive portfolio policies, meaning you can insure homes, cars, boats/yachts and valuables on a single policy - saving time and streamlining costs.

As an independent broker we have access to excellent terms with high net worth insurers including AIG, Chubb, Hiscox, Sterling and Oak Underwriting. We also see insurance as integral to your financial planning - and our in-house financial advice team brings a 'joined-up' approach with financial protection, planning and investment advice.

Why use a broker?

As a specialist broker, we believe we really earn our commission. Unlike the automated “computer says no” approach of some vast corporations, we give you real time from a real person with real expertise – which yields tangible benefits. Paying for an insurance policy that doesn’t live up to its promises is just money down the drain.

  • Time saving: you can spend hours online searching for insurance – but often you’re comparing apples with oranges.  Wouldn’t you rather talk to someone who understands your needs and can take the stress out of buying insurance?  Using La Playa to seek out the most appropriate policy for you can save lots of time.  We’ll also help you connect with advice on security, fire safety, valuations, surveyors, reinstatement value and art/antiques/jewellery collections.
  • Expert advice: by helping you manage your risks better, we can often secure better premium rates.  We can also advise on the sums you need to insure – a good broker should have a sound knowledge of changing trends and values in the art and antiques market, for example.  As well as making sure you have comprehensive cover, individual advice could help reduce your premium – for example, if gold prices drop, you shouldn’t pay as much to insure your gold jewellery.  Conversely, if your period property is insured for its market value, this may not be enough to cover the cost of specialist craftsmen and authentic materials you’d need to reinstate it after a loss.
  • Knowledge of the market: we scrutinise home insurance policies every day, checking for small-print exclusions that could cause a problem and penny-pinching shortcuts that some policies carry.  We know which policies really hold water and know those insurers who can really deliver on the service they promise.
  • Understanding your needs: we’ll take time to talk through your lifestyle and priorities – for example, if you only wear 30% of your jewellery collection, why pay to insure 100% being out of the safe? 

Download: Culture at La Playa PDF Document

Art And Antiques Pocket Watch

“...the best insurance person around...very thorough and you will like the way he works.”

Charles McDowell, Owner/Founder, Charles McDowell Properties

 

Ready to work with us?

You can call us to talk more about your business on +1 646 665 7737

What's Covered?

Monthly Payments
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Quote within 24 hrs

About La Playa Private Client

Specialist & Independent

La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, expert advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in New York & London

As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.

What does “Boutique Service” actually mean?

La Playa’s Personal Risk Concierge means:

  1. Careful listening to really understand your needs and priorities
  2. As much help as you need with completing forms to provide risk information
  3. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
  4. An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
  5. Careful monitoring of the insurers’ financial strength, claims and customer service
  6. An independent recommendation of the best policy for you - and why
  7. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies 
  8. An intelligently designed portfolio of protection across multiple asset classes and territories
  9. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
  10. A dedicated advisor so you can speak to the same person each time.
  11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
  12. Direct phone and email access to your adviser for questions and advice. We aim to pick up calls within 3 rings and to respond to emails within 60 minutes
  13. Policy documents emailed to you - no logins and passwords to remember
  14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement

Oh, and...

No call centres
No ‘hold’ music
No hidden fees

*subject to availability with our insurer panel

Photo from Private Client
Photo of Mike Taylor-West ACII

Mike Taylor-West ACII

DIRECTOR, PRIVATE CLIENT AND MARINE

Direct Dial: 646 665 7737

Mobile: +44 (0) 7500 109737

Email: mike.taylorwest@laplayainsurance.com

Twitter: @MTWLaPlaya

+1 646 665 7737
+44 (0) 20 3865 0149
+44 (0) 1223 200650