Hull and Machinery Insurance

Hull and Machinery Insurance

Hull and Machinery insurance provides vital “All Risks” cover against physical damage to your vessel and its machinery, including breakdown, structural defect, accidental and negligent damage.

Tenders, toys and personal watercraft are typically included in Hull & Machinery cover.  However, it’s important to specify the detail and value of each item to be added to the overall Hull & Machinery sums insured.

Your personal effects and those of your family, crew and guests can be covered on a worldwide basis on board your yacht. This may include works of art, fine wines, jewelry and hi-tech devices. Specifying items at the start helps to simplify matters in the event of claim.

Hull and Machinery insurance provides vital cover against physical damage to your vessel and its machinery. 

What If...

  • Your machinery breaks down – is any consequential damage covered?
  • A water leak from hotel services causes interior damage?
  • Your tender is lost or damaged?
  • You need towage and the vessel is rendered ‘not under command’ - are emergency expenses covered?
  • There’s a collision while your craft is safely moored alongside?

What’s Covered with Hull and Machinery Insurance...

All risks for…

  • Physical loss or damage to your yacht and…
  • …its contents
  • …fine arts
  • …personal effects while on board your yacht
  • …tenders, toys and personal water craft

Download: La Playa Private Client Marine Brochure PDF Document

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“La Playa: Insurance with Intelligence. Passionate. Discerning. Independent.”


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You can call us to talk more about your business on +1 646 665 7737

What's Covered?

Monthly Payments
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About La Playa Marine

Specialist & Independent

Specialist & Independent

Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalized risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.

But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimizing the possibilities for gaps in cover and maximizing your peace of mind.

Advice You Can Trust

…from an expert who understands you

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability: offices in London & New York
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Photo of Mike Taylor-West ACII

Mike Taylor-West ACII


Direct Dial: 646 665 7737

Mobile: +44 (0) 7500 109737


Twitter: @MTWLaPlaya

+1 646 665 7737
+44 (0) 20 3865 0149
+44 (0) 1223 200650