Travel & Personal Accident Insurance

Travel & Personal Accident Insurance

Every business should protect its most valuable asset: its people. So why not offer them the best possible protection?

What if?

your curator is injured abroad and requires 2 months’ recuperation? How do you minimize the disruption to your business that's caused by the absence?

your gallery manager falls ill abroad, just days before he was due to sign a major new contract for an exhibition?  How do you take care of your valuable employee and still secure the contract?

Five reasons why you shouldn't be without Business Travel and Personal Accident Cover: 

  1. Expansion: with international expansion comes more overseas travel by staff. It’s essential to carry insurance against travel contingencies – lost baggage, cancellation, illness & accident.
  2. Instant support & rapid settlement: with access to 24/7 assistance services in case of emergency, your staff can access policy benefits instantly from anywhere in the world.
  3. Recruiting the best staff: you can ‘ramp up’ cover for your senior staff, differentiating your benefits package and helping you to attract and retain the best talent.
  4. Business as usual: with Personal Accident lump sum payments made directly to the business,you can use the money as you wish – recruitment, an interim replacement or changes to the workplace to accommodate a disabled employee.
  5. Great value: we have access to great rates.

If something does go wrong abroad, you want your claim to be paid in full and without fuss. Read our tips on how to get your travel insurance claim paid to find out what you can do.

Case Studies

Claim 1

A businessman travelled to Malaysia. Whilst there an explosion occurred at his accommodation, this resulted in him suffering 48% burns to his head, face, arms and back. Due to the severity of his injuries two family members were flown out to be with him. Following his admission to hospital the passed away due to the injuries suffered from the accident.  His Personal Accident and Business Travel policy paid out lump sum benefits, and covered costs incurred under the Medical section, including the travel, sustenance and accommodation expenses of the two relatives. Additionally, the Personal Effects that were destroyed in the explosion were also paid for.
Total claim: $580,000

Claim 2

An employee for a passenger shipping company was rendered paraplegic after a horrific car accident. Contact was made with his consultant to determine if the condition was permanent. As soon as this was established, the claim was settled for the permanent total disablement benefit, payable under the policy.
Total claim: $195,000

Claim 3

An employee of a large bank was injured in the 7/7 bombings in London. She suffered permanent partial injuries, but the precise nature of such injuries would normally take some time to establish. In order to provide a quick resolution, the nature of her injuries were determined as soon as possible in liaison with the consultants and the Insurer was able to make an earlier offer to help her move on with her life.
Total claim: $75,000

*Claims provided by Chubb Insurance


“La Playa: Insurance with Intelligence. Passionate. Discerning. Independent.”


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You can call us to talk more about your business on +1 646 665 7737

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About La Playa Fine Art

Specialist & Independent

Specialist & Independent

Our in-depth understanding of the unique risk exposures in the art world means we speak your language - and we can save you time and hassle in the event of a claim. Our expertise is backed up with efficient and highly personal service and our wealth of experience spans over 50 years.

Whatever your specialism, we’ll take a creative and innovative approach to structuring your Fine Arts insurance programme and select for you an insurer who demonstrates understanding and experience of your field.  We’ll support you with great advice - helping you manage your risks and make good decisions to protect your organization or collection. 

At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective.

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for the arts
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across US and UK
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+1 646 665 7737
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